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Mon - Fri: 6am - 7pm PT |. Sat: 7am - 7pm PT | Sun: 7am - 6pm PT. SEE FAQs Email Us. home > customer service > torrid credit card. Get 40% off your first purchase when you open and immediately use the Torrid Credit Card online. 1. This site gives access to services offered by Comenity Bank, which is part of Bread Financial. Torrid Accounts are issued by Comenity Bank. 1-800-853-2921 (TDD/TTY: 1-800-695-1788 ) This site gives access to services offered by Comenity Bank, which is part of Bread Financial. Torrid Accounts are issued by Comenity Bank. 1-800-853-2921 (TDD/TTY: 1-800-695-1788 )Save an extra 5% every day when you use your Torrid Credit Card 2. More Details Reward Terms & Conditions. Apply Benefits . Exclusive Cardholder Perks . When You Use Your Torrid credit card . 40% . ... Torrid Accounts are issued by Comenity Bank. 1-800-853-2921 (TDD/TTY: 1-800-695-1788)Offer will be received when your card arrives. Only valid on transactions with subtotal of $1,000 or less. 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